Helping You Find Your Next Home
The buying process can be overwhelming. Even experienced buyers struggle to keep up with all the parts. A great buyer’s agent spends their time examining homes that fit your needs, negotiating and drafting offers, advocating on your behalf, and frequently managing the process. Having an expert buyer’s agent on your team can be a comfort. See why working with me can be the best decision you make!
The Buying Process
Meet with Nick
In this meeting, we'll best discuss how to navigate the current market and what options you have for buying.
Interview and choose a lender
Before they choose, smart buyers interview up to 3 lending institutions to compare rates, strategies, and communication styles.
Start your home search
Once you have your pre-approval, you can start to narrow down the criteria you are looking for in a home. You know the price range, now you can determine other features like size, location, finishes, etc. Categorize these into “must have” and “nice to have” sections. As we look, we will make adjustments to the list. When you’re looking – remember cosmetic things can be updated fairly easily, but size and location cannot. If you can look past the wallpaper and outdated features you’re on the right track.
Make an offer
In a competitive market, buyers who work to submit a strong offer usually win. I will help you navigate this process by laying out all the options and being honest with you about what we're seeing in the market as a winning offer vs your current strategy.
Complete your inspection and negotiations
Once your offer is accepted by the seller, you have the option to have an inspection performed within the time frame agreed upon in the purchase agreement. You may even elect to have additional specific areas looked at such as Sewers, Fireplaces, Pests, Radon presence, etc. I can recommend several different inspectors who are fully licensed. Depending on the outcome of these inspections, one of two things typically happen: 1) Either you are okay with the property and it's conditions, in which case the contingencies will be removed, bringing you one step closer to the close; or, 2) after reviewing the property and the papers, we can request a renegotiation of the contracted terms.
Appraisal & Title
A lot of work takes place between an accepted offer and closing day. Your lender will have the home appraised and finalize your loan. In the meantime, a title company will research the property and work with the county to issue your deed. There are a lot of moving parts here, but rest assured I am here to coordinate all of it to ensure a successful closing!
Closing Day!
Typically a few days before closing, we will do a final walkthrough to verify the home is in similar condition to when you first offered. You will sign, and then are given the keys and title for safekeeping, Pictures are taken, and you can enjoy moving in!